Episode #251: The Importance of Passive Income and the Power of Philanthropy with Joshua Espejo, DDS

Welcome back to the Passive Income through Multi Family Real Estate Podcast! Today we have Joshua Espejo with us, a practicing dentist passionate about helping other practitioners to leverage passive income so that they can live a life that is meaningful to them. After suffering from an extreme injury in his final year of dental school, he had a mindset shift, realizing that anything is possible – both good and bad. Since then, he has lived a life of intention with a deep desire to help others. Tune in to hear his perspective on the life of a dentist engaging in real estate investment, before Joshua shares some of the common beliefs held by practitioners within the field. You’ll also get a glimpse of what Joshua is learning through his triplex investment in Kansas City, and what it has been like to source and work with a property manager. Joshua shares an honest peak into lessons he has learned through his own experience, which he hopes to pay forward to others. You don’t want to miss this one! 

Key Points From This Episode:

  • An introduction to today’s guest, Joshua Espejo, DDS, his history and portfolio.
  • Joshua describes a dentist with seven to 15 years of experience. 
  • The compensation range for an investor who suits these requirements.
  • Common beliefs among dental practitioners which produce a workaholic culture.
  • Why, the more specialized a practitioner is, the more money they make.
  • The trade-off specialists must make in terms of competition and time.
  • Built in biases among self-employed dentists causing them to do everything themselves.
  • Financial concerns many dentists have in relation to retirement and investing.
  • The pent up need for passive income among dentists. 
  • What Joshua is learning through his triplex in Kansas City. 
  • His experience choosing and working with a property manager. 
  • The learning curve he experienced when a tenant called to say he had no water.
  • Top learnings he has had from owning his properties in Las Vegas and Kansas City.
  • How an accident he had in dental school changed his perspective on the need for passive income.
  • Joshua's hope to turn dentistry into philanthropy!

Tweetables:

“People know that real estate is a good investment, but they don’t know the first thing about where or how to invest.” — Joshua Espejo [0:08:31]

“The relationships you build with people, whether it’s property manager, or contractors, even private lenders, private investors, put your best foot forward. Be professional, even if they are not professional with you. It says a lot about you and your company.” — Joshua Espejo [0:22:22]

“Things don’t happen to us, they happen for us, and I realized in that accident that anything can happen to anyone. Everyone needs a source of passive income.” — Joshua Espejo [0:22:30]

Links Mentioned in Today’s Episode:
The White Coat Investor
Joshua Espejo on LinkedIn
Passive Income Through Multifamily Real Estate Facebook Group 
Peter Pomeroy on LinkedIn
Peter Pomeroy on Email
Northlight Growth Properties

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